Business English – stock market

BUSINESS  ENGLISH  VOCABULARY

Investments – Stock Market

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Word	Meaning
Bid	The price a buyer is willing to offer for shares in a company.
Blue Chip Stocks	Stocks of leading companies with a reputation for stable growth and earnings.
Bond	Certificate issued by companies and governments to their lenders.
Capital	Money and other property of companies used in transacting the business.
Capital stock	All shares representing ownership of a company.
Commodities	Products such as agricultural products and natural resources (wood, oil and metals) that are traded on a separate, authorized commodities exchange.
Dividend	A portion of a  company’s earnings which is paid to the shareholders/stockholders on a quarterly or annual basis.
Equity	The value of stocks and shares;  the net value of mortgaged property.
Equities	Stocks and shares which represent a portion of the capital of a company.
Futures	Contracts to buy or sell securities at a future date.
Insider	All those who have access to inside information concerning the company.
Insider dealing / trading	Buying or selling with the help of information known only to those connected with the business.
IPO	Initial Public Offering – selling part of a company on the stock market.
Issue	Put into circulation a number of a company’s shares for sale.
Liabilities	The debts and obligations of a company or an individual.
Mortgage	Agreement by which a bank or building society lends money for the purchase of property, such as a  house or apartment.  The property is the security for the loan.
Mutual fund	Savings fund that uses cash from a pool of savers to buy securities such as stock, bonds or real estate.
Option	The right to buy and sell certain securities at a specified price and period of time.
Par value	Nominal face value.
Penny stock	Shares selling at less than $1 a share.
Portfolio	Various types of securities held by an individual or institution.
Securities	Transferable certificates showing ownership of stocks, bonds, shares, options, etc.
Share	The capital of a company is divided into shares which entitle the owner, or shareholder, to a proportion of the profits.
Share certificate	Certificate representing the number of shares owned by an investor.
Shareholder	Owner of shares.
Speculator	Someone who buys and sells stocks and shares in the hope of making a profit through changes in their value.
Stock	Shares (portion of the capital of a business company) held by an investor.
Stockbroker	A licensed professional who buys and sells stocks and shares for clients in exchange for a fee called a ‘commission’.
Stockholder	Person who owns stocks and shares.
Trader	Investor who holds stocks and securities for a short time (minutes, hours or days) with the objective of making profit from short-term gains in the market. Investment is generally based on stock price rather than on an evaluation of the company.
Trading session	Period during which the Stock Exchange is open for trading.
Venture capital	Money raised by companies to finance new ventures in exchange for percentage ownership.
Yield	Return on investment shown as a percentage.(from learn-english-today.com)

Business letters 2.

Writing Business Letters

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Apologizing	We are sorry for the delay in replying to … I regret any inconvenience caused (by) … I would like to apologize for the (delay, inconvenience)… Once again, please accept my apologies for …
Orders	Thank you for your quotation of … We are pleased to place an order with your company for.. We would like to cancel our order n° ….. Please confirm receipt of our order. I am pleased to acknowledge receipt of your order n° ….. Your order will be processed as quickly as possible. It will take about (two/three) weeks to process your order. We can guarantee you delivery before …(date) Unfortunately these articles are no longer available / are out of stock.
Prices	Please send us your price list. You will find enclosed our most recent catalogue and price list. Please note that our prices are subject to change without notice. We have pleasure in enclosing a detailed quotation. We can make you a firm offer of …
Referring to payment	Our terms of payment are as follows  … Our records show that we have not yet received payment of … According to our records … Please send payment as soon as possible. You will receive a credit note for the sum of …
Enclosing documents	I am enclosing … Please find enclosed … You will find enclosed …
Closing remarks	If we can be of any further assistance, please let us know. If I can help in any way, please do not hesitate to contact me. If you require more information … For further details … Thank you for taking this into consideration. Thank you for your help. We hope you are happy with this arrangement. We hope you can settle this matter to our satisfaction.
Referring to future business	We look forward to a successful working relationship in the future. We would be (very) pleased to do business with your company. I would be happy to have an opportunity to work with your firm.
Referring to future contact	I look forward to seeing you next week. Looking forward to hearing from you, … Looking forward to receiving your comments, I look forward to meeting you on the (date). I would appreciate a reply at your earliest convenience. An early reply would be appreciated.
Ending business letters	◊ Sincerely,    } ◊ Yours sincerely,}  for all customers / clients ◊ Sincerely yours,} ◊ Yours faithfully, in more formal letters ◊ Regards, for those you already know and/or with whom you have a working relationship (published on learn-english-today.com)

Business letters

Writing Business Letters

Useful phrases and vocabulary for writing business letters.

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Salutation	• Dear Mr. Brown • Dear Ms. White • Dear Sir • Dear Madam • Dear Sir or Madam • Gentlemen
Starting	•  We are writing – to inform you that … – to confirm … – to request … – to enquire about … • I am contacting you for the following reason… • I recently read/heard about ….. and would like to know …. • Having seen your advertisement in …, I would like to … • I would be interested in (obtaining / receiving) … • I received your address from —– and would like to …
Referring to previous   contact	• Thank you for your letter of March 15. • Thank you for contacting us. • In reply to your request, … • Thank you for your letter regarding … • With reference to our telephone conversation yesterday… • Further to our meeting last week … • It was a pleasure meeting you in London last month. • I enjoyed having lunch with you last week in Tokyo. • I would just like to confirm the main points we discussed on Tuesday.
Making a request	• We would appreciate it if you would … • I would be grateful if you could … • Could you please send me … • Could you possibly tell us / let us have … • In addition, I would like to receive … • It would be helpful if you could send us … • I am interested in (obtaining / receiving) … • I would appreciate your immediate attention to this matter. • Please let me know what action you propose to take.
Offering help	• Would you like us to …? • We would be happy to … • We are quite willing to … • Our company would be pleased to …
Giving good news	• We are pleased to announce that … • I am delighted to inform you that .. • You will be pleased to learn that …
Giving bad news	• We regret to inform you that … • I’m afraid it would not be possible to … • Unfortunately we cannot / we are unable to … • After careful consideration we have decided (not) to …
Complaining	• I am writing to express my dissatisfaction with … • I am writing to complain about … • Please note that the goods we ordered on ( date ) have not yet arrived. • We regret to inform you that our order n° —– is now considerably overdue. • I would like to query the transport charges which seem unusually high.(published on learn-english-today.com)

Proverbs – Wisdom and advice 2.

Wisdom and Advice 

• No man can serve two masters.
• No man is indispensable.
• No matter how long the night, the day is sure to come.
• No news is good news.
• No one should be judge in his own cause.
• Nothing is certain but death and taxes.
• Old habits die hard.
• One falsehood spoils a thousand truths.
• One man’s gravy is another man’s poison.
• One man’s loss is another man’s gain.
• One picture is worth ten thousand words.
• One swallow does not make a summer.
• Opportunity seldom knocks twice.
• Paper can’t wrap up a fire.
• Prevention is better than cure.
• Rats desert a sinking ship.
• Recognize and deal with reality, no matter how unpleasant it may be.
• Seeing is believing.
• Sharing and giving are the ways of God.
• Something is better than nothing.
• Spare the rod and spoil the child.
• Speak when you’re spoken to.
• Speech is silver, but silence is golden.
• Still waters run deep.
• Success has many fathers, while failure is an orphan.
• The busy bee has no time for sorrow.
• The darkest hour is just before the dawn.
• The dawn does not come twice to awaken a man.
• The end justifies the means.
• The eyes are the mirror of the soul.
• The hand you cannot bite, kiss.
• The heart of man and the bottom of the sea are unfathomable.
• the higher the monkey climbs the more he shows his tail.
• The more one knows, the less one believes.
• The rich man has his ice in the summer and the poor man gets his in the winter.
• The sea refuses no river.
• The squeaking wheel gets the oil.
• There is no death, only a change of worlds.
• There’s a black sheep in every flock.
• They that dance must pay the fiddler.
• Things are not always what they seem.
• Two dogs are fighting for a bone, a third runs away with it.
• Two’s company, but three’s a crowd.
• United we stand, divided we fall.
• We are not so much concerned if you are slow as when you come to a halt.
• We do not inherit the earth from our ancestors; we borrow it from our children.
• What can’t be cured must be endured.
• What you don’t know can’t hurt you.
• When all you have is a hammer, everything looks like a nail.
• When the cat’s away, the mice will play.
• Yesterday is history, tomorrow is mystery.
• You can lead a horse to water, but you cannot make him drink.
• You cannot have your cake and eat it.
• You cannot make an omelette without breaking eggs.
• You can’t tell a book by its cover.
• You can’t wake up a person who is pretending to be asleep.
• You don’t get something for nothing.
• You never miss the water till the well runs dry.
• You scratch my back, and I’ll scratch yours.

(originally published on rong-chang.com)

Phrasal verbs 2.

hand something down		give something used to someone else	I handed my old comic books down to my little cousin.
hand something in		submit	I have to hand in my essay by Friday.
hand something out		to distribute to a group of people	We will hand out the invitations at the door.
hand something over		give (usually unwillingly)	The police asked the man to hand overhis wallet and his weapons.
hang in		stay positive (N.Amer., informal)	Hang in there. I’m sure you’ll find a job very soon.
hang on		wait a short time (informal)	Hang on while I grab my coat and shoes!
hang out		spend time relaxing (informal)	Instead of going to the party we are just going to hang out at my place.
hang up		end a phone call	He didn’t say goodbye before he hung up.
holdsomeone/somethingback		prevent from doing/going	I had to hold my dog back because there was a cat in the park.
hold something back		hide an emotion	Jamie held back his tears at his grandfather’s funeral.
hold on		wait a short time	Please hold on while I transfer you to the Sales Department.
hold ontosomeone/something		hold firmly using your hands or arms	Hold onto your hat because it’s very windy outside.
holdsomeone/somethingup		rob	A man in a black mask held the bank upthis morning.
keep on doingsomething		continue doing	Keep on stirring until the liquid comes to a boil.
keep something fromsomeone		not tell	We kept our relationship from our parents for two years.
keepsomeone/somethingout		stop from entering	Try to keep the wet dog out of the living room.
keep something up		continue at the same rate	If you keep those results up you will get into a great college.
let someone down		fail to support or help, disappoint	I need you to be on time. Don’t let medown this time.
let someone in		allow to enter	Can you let the cat in before you go to school?
look aftersomeone/something		take care of	I have to look after my sick grandmother.
look down onsomeone		think less of, consider inferior	Ever since we stole that chocolate bar your dad has looked down on me.
look forsomeone/something		try to find	I’m looking for a red dress for the wedding.
look forward tosomething		be excited about the future	I’m looking forward to the Christmas break.
look into something		investigate	We are going to look into the price of snowboards today.
look out		be careful, vigilant, and take notice	Look out! That car’s going to hit you!
look out forsomeone/something		be especially vigilant for	Don’t forget to look out for snakes on the hiking trail.
look something over		check, examine	Can you look over my essay for spelling mistakes?
look something up		search and find information in a reference book or database	We can look her phone number up on the Internet.
look up to someone		have a lot of respect for	My little sister has always looked up to me.
make something up		invent, lie about something	Josie made up a story about why we were late.
make up		forgive each other	We were angry last night, but we made up at breakfast.
make someone up		apply cosmetics to	My sisters made me up for my graduation party.
mix something up		confuse two or more things	I mixed up the twins’ names again!
pass away		die	His uncle passed away last night after a long illness.
pass out		faint	It was so hot in the church that an elderly lady passed out.
pass something out		give the same thing to many people	The professor passed the textbooks outbefore class.
pass something up		decline (usually something good)	I passed up the job because I am afraid of change.
pay someone back		return owed money	Thanks for buying my ticket. I’ll pay youback on Friday.
pay for something		be punished for doing something bad	That bully will pay for being mean to my little brother.
pick something out		choose	I picked out three sweaters for you to try on.
pointsomeone/somethingout		indicate with your finger	I’ll point my boyfriend out when he runs by.
put something down		put what you are holding on a surface or floor	You can put the groceries down on the kitchen counter.
put someone down		insult, make someone feel stupid	The students put the substitute teacherdown because his pants were too short.
put something off		postpone	We are putting off our trip until January because of the hurricane.
put something out		extinguish	The neighbours put the fire out before the firemen arrived.
put somethingtogether		assemble	I have to put the crib together before the baby arrives.
put up withsomeone/something		tolerate	I don’t think I can put up with three small children in the car.
put something on		put clothing/accessories on your body	Don’t forget to put on your new earrings for the party.
run intosomeone/something		meet unexpectedly	I ran into an old school-friend at the mall.
run oversomeone/something		drive a vehicle over a person or thing	I accidentally ran over your bicycle in the driveway.
run over/throughsomething		rehearse, review	Let’s run over/through these lines one more time before the show.
run away		leave unexpectedly, escape	The child ran away from home and has been missing for three days.
run out		have none left	We ran out of shampoo so I had to wash my hair with soap.
send something back		return (usually by mail)	My letter got sent back to me because I used the wrong stamp.
set something up		arrange, organize	Our boss set a meeting up with the president of the company.
set someone up		trick, trap	The police set up the car thief by using a hidden camera.
shop around		compare prices	I want to shop around a little before I decide on these boots.
show off		act extra special for people watching (usually boastfully)	He always shows off on his skateboard
sleep over		stay somewhere for the night (informal)	You should sleep over tonight if the weather is too bad to drive home.
sort something out		organize, resolve a problem	We need to sort the bills out before the first of the month.
stick to something		continue doing something, limit yourself to one particular thing	You will lose weight if you stick to the diet.
switch something off		stop the energy flow, turn off	The light’s too bright. Could you switch itoff.
switch something on		start the energy flow, turn on	We heard the news as soon as weswitched on the car radio.
take after someone		resemble a family member	I take after my mother. We are both impatient.
take something apart		purposely break into pieces	He took the car brakes apart and found the problem.
take something back		return an item	I have to take our new TV back because it doesn’t work.
take off		start to fly	My plane takes off in five minutes.
take something off		remove something (usually clothing)	Take off your socks and shoes and come in the lake!
take something out		remove from a place or thing	Can you take the garbage out to the street for me?
take someone out		pay for someone to go somewhere with you	My grandparents took us out for dinner and a movie.
tear something up		rip into pieces	I tore up my ex-boyfriend’s letters and gave them back to him.
think back		remember (often + to, sometimes + on)	When I think back on my youth, I wish I had studied harder.
think something over		consider	I’ll have to think this job offer overbefore I make my final decision.
throw somethingaway		dispose of	We threw our old furniture away when we won the lottery.
turn something down		decrease the volume or strength (heat, light etc)	Please turn the TV down while the guests are here.
turn something down		refuse	I turned the job down because I don’t want to move.
turn something off		stop the energy flow, switch off	Your mother wants you to turn the TVoff and come for dinner.
turn something on		start the energy, switch on	It’s too dark in here. Let’s turn some lights on.
turn something up		increase the volume or strength (heat, light etc)	Can you turn the music up? This is my favourite song.
turn up		appear suddenly	Our cat turned up after we put posters up all over the neighbourhood.
try something on		sample clothing	I’m going to try these jeans on, but I don’t think they will fit.
try something out		test	I am going to try this new brand of detergent out.
use something up		finish the supply	The kids used all of the toothpaste up so we need to buy some more.
wake up		stop sleeping	We have to wake up early for work on Monday.
warmsomeone/somethingup		increase the temperature	You can warm your feet up in front of the fireplace.
warm up		prepare body for exercise	I always warm up by doing sit-ups before I go for a run.
wear off		fade away	Most of my make-up wore off before I got to the party.
work out		exercise	I work out at the gym three times a week.
work out		be successful	Our plan worked out fine.
work something out		make a calculation	We have to work out the total cost before we buy the house.

Phrasal verbs 1.

I have found this list of phrasal verbs on englishclub.com, which I usually use in class.

Verb		Meaning	Example
ask someone out		invite on a date	Brian asked Judy out to dinner and a movie.
ask around		ask many people the same question	I asked around but nobody has seen my wallet.
add up to something		equal	Your purchases add up to $205.32.
back something up		reverse	You’ll have to back up your car so that I can get out.
back someone up		support	My wife backed me up over my decision to quit my job.
blow up		explode	The racing car blew up after it crashed into the fence.
blow something up		add air	We have to blow 50 balloons up for the party.
break down		stop functioning (vehicle, machine)	Our car broke down at the side of the highway in the snowstorm.
break down		get upset	The woman broke down when the police told her that her son had died.
break somethingdown		divide into smaller parts	Our teacher broke the final project downinto three separate parts.
break in		force entry to a building	Somebody broke in last night and stole our stereo.
break into something		enter forcibly	The firemen had to break into the room to rescue the children.
break something in		wear something a few times so that it doesn’t look/feel new	I need to break these shoes in before we run next week.
break in		interrupt	The TV station broke in to report the news of the president’s death.
break up		end a relationship	My boyfriend and I broke up before I moved to America.
break up		start laughing (informal)	The kids just broke up as soon as the clown started talking.
break out		escape	The prisoners broke out of jail when the guards weren’t looking.
break out insomething		develop a skin condition	I broke out in a rash after our camping trip.
bring someone down		make unhappy	This sad music is bringing me down.
bring someone up		raise a child	My grandparents brought me up after my parents died.
bring something up		start talking about a subject	My mother walks out of the room when my father brings up sports.
bring something up		vomit	He drank so much that he brought his dinner up in the toilet.
call around		phone many different places/people	We called around but we weren’t able to find the car part we needed.
call someone back		return a phone call	I called the company back but the offices were closed for the weekend.
call something off		cancel	Jason called the wedding off because he wasn’t in love with his fiancé.
call on someone		ask for an answer or opinion	The professor called on me for question 1.
call on someone		visit someone	We called on you last night but you weren’t home.
call someone up		phone	Give me your phone number and I willcall you up when we are in town.
calm down		relax after being angry	You are still mad. You need to calm down before you drive the car.
not care forsomeone/something		not like (formal)	I don’t care for his behaviour.
catch up		get to the same point as someone else	You’ll have to run faster than that if you want to catch up with Marty.
check in		arrive and register at a hotel or airport	We will get the hotel keys when wecheck in.
check out		leave a hotel	You have to check out of the hotel before 11:00 AM.
checksomeone/somethingout		look at carefully, investigate	The company checks out all new employees.
check outsomeone/something		look at (informal)	Check out the crazy hair on that guy!
cheer up		become happier	She cheered up when she heard the good news.
cheer someone up		make happier	I brought you some flowers to cheer youup.
chip in		help	If everyone chips in we can get the kitchen painted by noon.
clean something up		tidy, clean	Please clean up your bedroom before you go outside.
come acrosssomething		find unexpectedly	I came across these old photos when I was tidying the closet.
come apart		separate	The top and bottom come apart if you pull hard enough.
come down withsomething		become sick	My nephew came down with chicken pox this weekend.
come forward		volunteer for a task or to give evidence	The woman came forward with her husband’s finger prints.
come fromsomewhere		originate in	The art of origami comes from Asia.
count onsomeone/something		rely on	I am counting on you to make dinner while I am out.
cross something out		draw a line through	Please cross out your old address and write your new one.
cut back onsomething		consume less	My doctor wants me to cut back onsweets and fatty foods.
cut something down		make something fall to the ground	We had to cut the old tree in our yarddown after the storm.
cut in		interrupt	Your father cut in while I was dancing with your uncle.
cut in		pull in too closely in front of another vehicle	The bus driver got angry when that carcut in.
cut in		start operating (of an engine or electrical device)	The air conditioner cuts in when the temperature gets to 22°C.
cut something off		remove with something sharp	The doctors cut off his leg because it was severely injured.
cut something off		stop providing	The phone company cut off our phone because we didn’t pay the bill.
cut someone off		take out of a will	My grandparents cut my father off when he remarried.
cut something out		remove part of something (usually with scissors and paper)	I cut this ad out of the newspaper.
dosomeone/somethingover		beat up, ransack (Br.E., informal)	He’s lucky to be alive. His shop was done over by a street gang.
do something over		do again (N.Amer.)	My teacher wants me to do my essayover because she doesn’t like my topic.
do away withsomething		discard	It’s time to do away with all of these old tax records.
do something up		fasten, close	Do your coat up before you go outside. It’s snowing!
dress up		wear nice clothing	It’s a fancy restaurant so we have todress up.
drop back		move back in a position/group	Andrea dropped back to third place when she fell off her bike.
drop in/by/over		come without an appointment	I might drop in/by/over for tea sometime this week.
dropsomeone/somethingoff		take someone/something somewhere and leave them/it there	I have to drop my sister off at work before I come over.
drop out		quit a class, school etc	I dropped out of Science because it was too difficult.
eat out		eat at a restaurant	I don’t feel like cooking tonight. Let’s eat out.
end up		eventually reach/do/decide	We ended up renting a movie instead of going to the theatre.
fall apart		break into pieces	My new dress fell apart in the washing machine.
fall down		fall to the ground	The picture that you hung up last nightfell down this morning.
fall out		separate from an interior	The money must have fallen out of my pocket.
fall out		(of hair, teeth) become loose and unattached	His hair started to fall out when he was only 35.
figure something out		understand, find the answer	I need to figure out how to fit the piano and the bookshelf in this room.
fill something in		to write information in blanks (Br.E.)	Please fill in the form with your name, address, and phone number.
fill something out		to write information in blanks (N.Amer.)	The form must be filled out in capital letters.
fill something up		fill to the top	I always fill the water jug up when it is empty.
find out		discover	We don’t know where he lives. How can we find out?
find something out		discover	We tried to keep the time of the party a secret, but Samantha found it out.
get somethingacross/over		communicate, make understandable	I tried to get my point across/over to the judge but she wouldn’t listen.
get along/on		like each other	I was surprised how well my new girlfriend and my sister got along/on.
get around		have mobility	My grandfather can get around fine in his new wheelchair.
get away		go on a vacation	We worked so hard this year that we had to get away for a week.
get away withsomething		do without being noticed or punished	Jason always gets away with cheating in his maths tests.
get back		return	We got back from our vacation last week.
get something back		receive something you had before	Liz finally got her Science notes backfrom my room-mate.
get back at someone		retaliate, take revenge	My sister got back at me for stealing her shoes. She stole my favourite hat.
get back intosomething		become interested in something again	I finally got back into my novel and finished it.
get on something		step onto a vehicle	We’re going to freeze out here if you don’t let us get on the bus.
get over something		recover from an illness, loss, difficulty	I just got over the flu and now my sister has it.
get over something		overcome a problem	The company will have to close if it can’tget over the new regulations.
get round tosomething		finally find time to do (N.Amer.:get around to something)	I don’t know when I am going to get round to writing the thank you cards.
get together		meet (usually for social reasons)	Let’s get together for a BBQ this weekend.
get up		get out of bed	I got up early today to study for my exam.
get up		stand	You should get up and give the elderly man your seat.
give someone away		reveal hidden information about someone	His wife gave him away to the police.
give someone away		take the bride to the altar	My father gave me away at my wedding.
give something away		ruin a secret	My little sister gave the surprise partyaway by accident.
give something away		give something to someone for free	The library was giving away old books on Friday.
give something back		return a borrowed item	I have to give these skates back to Franz before his hockey game.
give in		reluctantly stop fighting or arguing	My boyfriend didn’t want to go to the ballet, but he finally gave in.
give something out		give to many people (usually at no cost)	They were giving out free perfume samples at the department store.
give something up		quit a habit	I am giving up smoking as of January 1st.
give up		stop trying	My maths homework was too difficult so I gave up.
go after someone		follow someone	My brother tried to go after the thief in his car.
go after something		try to achieve something	I went after my dream and now I am a published writer.
go against someone		compete, oppose	We are going against the best soccer team in the city tonight.
go ahead		start, proceed	Please go ahead and eat before the food gets cold.
go back		return to a place	I have to go back home and get my lunch.
go out		leave home to go on a social event	We’re going out for dinner tonight.
go out with someone		date	Jesse has been going out with Luke since they met last winter.
go over something		review	Please go over your answers before you submit your test.
go over		visit someone nearby	I haven’t seen Tina for a long time. I think I’ll go over for an hour or two.
go without something		suffer lack or deprivation	When I was young, we went withoutwinter boots.
grow apart		stop being friends over time	My best friend and I grew apart after she changed schools.
grow back		regrow	My roses grew back this summer.
grow up		become an adult	When Jack grows up he wants to be a fireman.
grow out ofsomething		get too big for	Elizabeth needs a new pair of shoes because she has grown out of her old ones.
grow into something		grow big enough to fit	This bike is too big for him now, but he should grow into it by next year.

Proverbs – Business

Business

• A bird in the hand is worth two in the bush.
• Business before pleasure.
• Don’t count your chickens before they’re hatched.
• Don’t put the cart before the horse.
• Don’t throw the baby out with the bathwater.
• Everybody’s business is nobody’s business.
• Great minds think alike.
• Haste makes waste.
• He is the best general who makes the fewest mistakes.
• He knows the cost of everything and the value of nothing.
• He that cannot obey cannot command.
• He who is master of himself will soon be master of others.
• He who rides a tiger is afraid to dismount.
• He whose face gives no light, shall never become a star.
• Hope for the best and prepare for the worst.
• If you can’t beat them, join them.

• If you run after two hares, you’ll catch neither.
• It is best to be on the safe side.
• More haste, less speed.
• Too many cooks spoil the broth.
• When in doubt, do nothing.

(originally published on rong-chang.com)

Proverbs – Encouragement

Encouragement

• A book holds a house of gold.
• A fault confessed is half redressed.
• A little pot is soon hot.
• A rolling stone gathers no moss.
• A stitch in time saves nine.
• A teacher will appear when the student is ready.
• Ask the experienced rather than the learned.
• Diligence is the mother of good luck.
• Don’t put off for tomorrow what you can do today.
• Eat to live, not live to eat.
• Empty sacks will never stand upright.
• Even a clock that does not work is right twice a day.
• Every cloud has a silver lining.
• Every man has his faults.
• Everything has its beauty, but not everyone sees it.
• Experience is the best teacher.
• He who laughs last, laughs best.
• If you don’t make mistakes, you don’t make anything.
• Little strokes fell great oaks.
• Make hay while the sun shines.
• Necessity is the mother of invention.
• No pain, no gain.
• Nothing ventured, nothing gained.
• Spare the rod and spoil the child.
• The early bird catches the worm.
• The first step is the hardest.
• The proof of the pudding is in the eating.
• There’s a first time for everything.
• Thinking without learning is a dangerous thing.
• To err is human.
• Where there is a will, there is a way.
• You never know what is enough unless you know more than enough.
• You never know what you can do till you try.

(originally published on rong-chang.com)

Proverbs – Health

Health

• An apple a day keeps the doctor away.
• Early to bed and early to rise, makes a man healthy, wealthy and wise.
• Fear of death is worse than death itself.
• Laughter is the best medicine.
• Prevention is better than cure.
• Time cures all things.
• Time is a great healer.

(originally published on rong-chang.com)

Proverbs – Family and friends

Friends and Family

• A bird is known by its song.
• A friend in need is a friend indeed.
• A friend who shares is a friend who cares.
• A man is known by his friends.
• A man is known by the company he keeps.
• An Englishman’s house is his castle.
• Birds of a feather flock together.
• Blood is thicker than water.
• East, west, home’s best.
• If you are looking for a friend who has no faults, you will have no friends.
• If you lie down with dogs, you’ll get up with fleas.
• Lend your money and lose your friend.
• Opportunity never knocks twice at any man’s door.
• The family that prays together stays together.
• There’s no place like home.

(originally published on rong-chang.com)